Still Trading OK - But Cash Flows Getting Tighter?
Still Trading OK - But Cash Flows Getting Tighter?
If you’re juggling BAS, wages, or supplier payments, now is the time to act. Secure funding while your business still qualifies — before your choices narrow.
If you’re juggling BAS, wages, or supplier payments, now is the time to act. Secure funding while your business still qualifies — before your choices narrow.
Q3 National Business Conditions Snapshot
What’s happening this quarter across Australia:
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
More businesses are faling behind on BAS, super, and tax
Input costs, fuel and wages are rising faster than revenue
Lenders are tightening approvals — especially for small and medium business
Delayed customer payments are squeezing working capital
The businesses geting funded right now? They moved early — while they still had control.
The businesses getting funded right now? They moved early — while they still had control.
Finance That Keeps You in Control
We help business owners across Australia unlock cash flow solutions before stress becomes pressure.
Refinance tax, van or business debt
Secure funding for working capital or growth
Secure funding for working capital or growth
Avoid high-interest emergency loans
Build breathing room to stay ahead
Early Warning Signs — Act Before It's Urgent
Early Warning Signs — Act Before It's Urgent
If any of these sound familiar, now is the time to review your position:
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
You’re pushing back BAS, super or ATO payments
Clients are paying 30+ days late
You’ve had to delay wages, rent or supplier bils
Your accountant is concerned, but banks say "not yet"
You’ve been turned down for credit because of recent activity
The longer you wait, the harder it is to find the right solution.
The Lending Market Has Shifted — But We’re Still Getting Deals Done
The Lending Market Has Shifted — But We’re Still Getting Deals Done
Major banks have tightened lending across small business.
We help business owners access finance with:
Major banks have tightened lending across small business.
We help business owners access finance with:
No hit to credit file
Flexible documentation
Strategic structuring to improve approvals
Book Your Free Finance Strategy Call
Book Your Free Finance Strategy Call
We’ll help you understand your options — without pressure, judgment or upfront
commitment. This is what you will get -
We’ll help you understand your options — without pressure, judgment or upfront
commitment. This is what you will get -
We’ll help you understand your options — without pressure, judgment or upfront
commitment. This is what you will get -
A tailored funding roadmap based on your cash flow
Insights on how lenders are viewing your profile right now
Access to the right funding options based on timing
A tailored funding roadmap based on your cash flow
Insights on how lenders are viewing your profile right now
Access to the right funding options based on timing
A tailored funding roadmap based on your cash flow
Insights on how lenders are viewing your profile right now
Access to the right funding options based on timing
A tailored funding roadmap based on your cash flow
Insights on how lenders are viewing your profile right now
Access to the right funding options based on timing
A tailored funding roadmap based on your cash flow
A tailored funding roadmap based on your cash flow
Insights on how lenders are viewing your profile right now
Insights on how lenders are viewing your profile right now
Access to the right funding options based on timing
Access to the right funding options based on timing
Takes 30 seconds to get started. No credit impact. No obligations.
Who This Is For?
We support business owners in:
Trades & Construction
Transport, Courier & Delivery
Retail & E-commerce
Professional Services
Pest Control, Cleaning, Maintenance
Hospitality & Food Services
You don’t need to be in distress. You just need to be proactive.
Why us?
Over $25M+ in tax, vehicle and working capital loans funded
Over $25M+ in tax, vehicle and working capital loans funded
Over $25M+ in tax, vehicle and working capital loans funded
We specialise in business owners overlooked by major banks
We specialise in business owners overlooked by major banks
We specialise in business owners overlooked by major banks
Australia-wide service with 1-on-1 support
Australia-wide service with 1-on-1 support
Australia-wide service with 1-on-1 support
Fast approvals, no fluf, no confusion
Fast approvals, no fluf, no confusion
Fast approvals, no fluf, no confusion
Helping Australians unlock better cashflow through smart refinancing solutions.
Licensed mortgage brokers committed to your financial success.
Wilkinson & Co ABN 71 650 177 807, Credit Representative # 523399 is authorised under Australian Credit License # 483595
Your full financial situation and requirements need to be considered prior to any offer and
acceptance of a loan product.
Helping Australians unlock better cashflow through smart refinancing solutions.
Licensed mortgage brokers committed to your financial success.
Wilkinson & Co ABN 71 650 177 807, Credit Representative # 523399 is authorised under Australian Credit License # 483595
Your full financial situation and requirements need to be considered prior to any offer and
acceptance of a loan product.
Helping Australians unlock better cashflow through smart refinancing solutions.
Licensed mortgage brokers committed to your financial success.
Wilkinson & Co ABN 71 650 177 807, Credit Representative # 523399 is authorised under Australian Credit License # 483595
Your full financial situation and requirements need to be considered prior to any offer and
acceptance of a loan product.